{"id":9089,"date":"2026-03-04T03:49:48","date_gmt":"2026-03-04T03:49:48","guid":{"rendered":"https:\/\/topbrokeri.com\/?p=9089"},"modified":"2026-03-04T08:01:34","modified_gmt":"2026-03-04T08:01:34","slug":"u-sto-trenutno-uloziti-za-100-eur-m","status":"publish","type":"post","link":"https:\/\/topbrokeri.com\/sk\/u-sto-trenutno-uloziti-za-100-eur-m\/","title":{"rendered":"Do \u010doho investova\u0165 moment\u00e1lne za 100 EUR\/m"},"content":{"rendered":"<p>Svoje bohatstvo si m\u00f4\u017eete \u010dasom vybudova\u0165 investovan\u00edm 100 \u20ac ka\u017ed\u00fd mesiac. M\u00f4\u017eete si vybra\u0165 z desiatich r\u00f4znych sp\u00f4sobov investovania, ka\u017ed\u00fd so stru\u010dn\u00fdm vysvetlen\u00edm.<\/p>\n<ol>\n<li>Fondy obchodovan\u00e9 na burze alebo ETF s\u00fa investi\u010dn\u00e9 fondy, ktor\u00e9 obchoduj\u00fa na burz\u00e1ch. Umo\u017e\u0148uj\u00fa diverzifik\u00e1ciu investovan\u00edm do ko\u0161a akt\u00edv, ako s\u00fa akcie, komodity, dlhopisy alebo in\u00e9 finan\u010dn\u00e9 n\u00e1stroje. ETF v\u00e1m poskytuj\u00fa expoz\u00edciu na r\u00f4znych trhoch a odvetviach.<\/li>\n<li>Indexov\u00e9 fondy Indexov\u00e9 fondy s\u00fa typom podielov\u00e9ho fondu, ktor\u00fd kop\u00edruje v\u00fdkonnos\u0165 \u0161pecifick\u00e9ho trhov\u00e9ho indexu, ak\u00fdm je napr\u00edklad S&amp;P 500. S\u00fa dobr\u00fdm sp\u00f4sobom, ako z\u00edska\u0165 \u0161ir\u0161iu expoz\u00edciu na trhu a zvy\u010dajne maj\u00fa ni\u017e\u0161ie n\u00e1klady ako akt\u00edvne spravovan\u00e9 podielov\u00e9 fondy.<\/li>\n<li>Akcie s dividendami \u2013 Akcie s dividendami s\u00fa akcie spolo\u010dnost\u00ed, ktor\u00e9 rozde\u013euj\u00fa \u010das\u0165 svojich ziskov v dividend\u00e1ch. Investovanie do akci\u00ed vypl\u00e1caj\u00facich dividendy m\u00f4\u017ee poskytn\u00fa\u0165 stabiln\u00fd pr\u00edjem a potenci\u00e1l zhodnotenia kapit\u00e1lu.<\/li>\n<li>Dlhopisy: Cenn\u00e9 papiere s pevn\u00fdm v\u00fdnosom vydan\u00e9 korpor\u00e1ciami, vl\u00e1dami alebo samospr\u00e1vami. Peniaze po\u017ei\u010diavate emitentovi investovan\u00edm do dlhopisov v\u00fdmenou za pravideln\u00e9 platby \u00farokov a vr\u00e1tenie istiny pri splatnosti.<\/li>\n<li>Real Estate Investment Trusts, REITs, s\u00fa spolo\u010dnosti, ktor\u00e9 vlastnia, spravuj\u00fa alebo financuj\u00fa nehnute\u013enosti, ktor\u00e9 generuj\u00fa pr\u00edjem. Investovan\u00edm do REIT sa m\u00f4\u017eete dosta\u0165 na trh s nehnute\u013enos\u0165ami bez priameho vlastn\u00edctva.<\/li>\n<li>Platformy peer-to-peer p\u00f4\u017ei\u010diek: Tieto platformy umo\u017e\u0148uj\u00fa dl\u017en\u00edkom spoji\u0165 sa s verite\u013emi bez potreby tradi\u010dn\u00fdch finan\u010dn\u00fdch in\u0161tit\u00faci\u00ed. Tieto platformy v\u00e1m umo\u017e\u0148uj\u00fa zar\u00e1ba\u0165 \u00faroky z pe\u0148az\u00ed, ktor\u00e9 si po\u017ei\u010diate, \u010do je viac ako tradi\u010dn\u00e9 \u00faspory.<\/li>\n<li>Podielov\u00e9 fondy \u2013 Podielov\u00e9 fondy zdru\u017euj\u00fa peniaze viacer\u00fdch investorov a investuj\u00fa ich do portf\u00f3lia akci\u00ed alebo dlhopisov. Profesion\u00e1lne ich riadia spr\u00e1vcovia fondov, ktor\u00ed prij\u00edmaj\u00fa investi\u010dn\u00e9 rozhodnutia v mene investorov.<\/li>\n<li>Robo-poradcovia: Ide o online platformy pre automatizovan\u00e9 investi\u010dn\u00e9 poradenstvo. Pou\u017e\u00edvaj\u00fa algoritmy. Vytvoria a bud\u00fa udr\u017eiava\u0165 diverzifikovan\u00e9 investi\u010dn\u00e9 portf\u00f3lio na z\u00e1klade va\u0161ej tolerancie vo\u010di riziku a finan\u010dn\u00fdch cie\u013eov.<\/li>\n<li>Jednotliv\u00e9 akcie \u2013 Investovanie do akci\u00ed jednotliv\u00fdch spolo\u010dnost\u00ed zah\u0155\u0148a n\u00e1kup akci\u00ed. V\u00fdber akci\u00ed s rastov\u00fdm potenci\u00e1lom a podhodnoten\u00fdch akci\u00ed, ktor\u00e9 m\u00f4\u017eu poskytn\u00fa\u0165 v\u00fdznamn\u00e9 v\u00fdnosy, si vy\u017eaduje rozsiahly v\u00fdskum a anal\u00fdzu.<\/li>\n<li>Kryptomeny \u2013 kryptomeny ako napr. <a href=\"https:\/\/topbrokeri.com\/sk\/altin-zeptorax\/\">Bitcoin<\/a> a Ethereum s\u00fa digit\u00e1lne akt\u00edva, ktor\u00e9 pou\u017e\u00edvaj\u00fa kryptografiu na zaistenie svojej bezpe\u010dnosti. M\u00f4\u017eete si ich k\u00fapi\u0165 a dr\u017ea\u0165 ako invest\u00edciu. Pon\u00fakaj\u00fa potenci\u00e1l pre v\u00fdznamn\u00e9 v\u00fdnosy, ale aj vy\u0161\u0161iu \u00farove\u0148 volatility a rizika ako tradi\u010dn\u00e9 invest\u00edcie.<\/li>\n<\/ol>\n<p>Aj ke\u010f tieto invest\u00edcie m\u00f4\u017eu generova\u0165 potenci\u00e1lne v\u00fdnosy, existuj\u00fa aj rizik\u00e1. Pred prijat\u00edm ak\u00fdchko\u013evek investi\u010dn\u00fdch rozhodnut\u00ed by ste si mali urobi\u0165 rozsiahly prieskum, ur\u010di\u0165 svoju toleranciu vo\u010di riziku a v pr\u00edpade potreby sa poradi\u0165 s finan\u010dn\u00fdm poradcom.<\/p>\n<h2>Ak\u00e9 s\u00fa najlep\u0161ie podielov\u00e9 fondy a kam ich mo\u017eno investova\u0165?<\/h2>\n<p>Tu s\u00fa niektor\u00e9 ETF, ktor\u00e9 s\u00fa medzi investormi v\u0161eobecne zn\u00e1me:<\/p><div id=\"topbr-3538784710\" class=\"topbr-content topbr-entity-placement\">\t\t<div data-elementor-type=\"section\" data-elementor-id=\"8678\" class=\"elementor elementor-8678\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1d492340 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1d492340\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-491c7448\" data-id=\"491c7448\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ee5fd01 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ee5fd01\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0fe011b\" data-id=\"0fe011b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-10fcb7e elementor-widget elementor-widget-heading\" data-id=\"10fcb7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Spojte sa s na\u0161imi najlep\u0161\u00edmi makl\u00e9rmi<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af6e276 elementor-widget elementor-widget-shortcode\" data-id=\"af6e276\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">        <script>\n          var clt_ajax_obj = {\n            ajax_url: 'https:\/\/topbrokeri.com\/wp-admin\/admin-ajax.php'\n          };\n        <\/script>\n        <style>\n        .algo-ajax-form { max-width:500px; margin:0 auto; }\n        .algo-row { display:flex; gap:10px; margin-bottom:10px; }\n        .algo-col { flex:1; }\n        .algo-ajax-form input, .algo-ajax-form button { width:100%; padding:8px; box-sizing:border-box; }\n        .spinner { border:2px solid #f3f3f3; border-top:2px solid #555; border-radius:50%; width:16px; height:16px; animation:spin 1s linear infinite; display:inline-block; vertical-align:middle; margin-right:5px; }\n        @keyframes spin { 0%{transform:rotate(0deg);} 100%{transform:rotate(360deg);} }\n        .algo-ajax-message { font-weight:bold; margin-bottom:10px; display:none; }\n        <\/style>\n        <link rel=\"stylesheet\" href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/intl-tel-input\/17.0.8\/css\/intlTelInput.css\" \/>\n        <style>.iti { width:100% !important; }<\/style>\n\n        <div class=\"algo-ajax-form-wrapper\">\n          <div class=\"algo-ajax-message\"><\/div>\n          <form id=\"combined-ajax-form\" class=\"algo-ajax-form\" action=\"\">\n            <div class=\"algo-row\">\n              <div class=\"algo-col\"><input type=\"text\" name=\"first_name\" placeholder=\"Krstn\u00e9 meno\" required \/><\/div>\n              <div class=\"algo-col\"><input type=\"text\" name=\"last_name\"  placeholder=\"Priezvisko\"  required \/><\/div>\n            <\/div>\n            <input type=\"email\" name=\"email\" placeholder=\"E-mail\" required style=\"margin-bottom:10px;\" \/>\n            <input type=\"tel\" id=\"phone_intl\" placeholder=\"Telef\u00f3n\" required style=\"margin-bottom:10px;\" \/>\n            <input type=\"hidden\" name=\"phone_prefix\" id=\"phone_prefix\" \/>\n            <input type=\"hidden\" name=\"phone\"        id=\"phone_hidden\" \/>\n            <input type=\"hidden\" name=\"country\"      id=\"country_hidden\" \/>\n            <input type=\"hidden\" name=\"lang\"         id=\"lang_hidden\" \/>\n            <input type=\"hidden\" name=\"page_url\"     id=\"page_url\" value=\"\" \/>\n            <input type=\"hidden\" name=\"click_id\"     value=\"\" \/>\n            <input type=\"hidden\" name=\"sub_source\"   value=\"\" \/>\n            <input type=\"hidden\" name=\"p1\"           value=\"\" \/>\n            <input type=\"hidden\" name=\"p2\"           value=\"\" \/>\n            <input type=\"hidden\" name=\"p3\"           value=\"\" \/>\n            <input type=\"hidden\" name=\"p4\"           value=\"\" \/>\n            <input type=\"hidden\" name=\"p5\"           value=\"\" \/>\n            <button type=\"submit\" id=\"combined_submit_button\" style=\"margin-top:15px;padding:10px 20px;cursor:pointer;width:100%;\">Predlo\u017ei\u0165<\/button>\n            <input type=\"hidden\" name=\"action\" value=\"combined_ajax_submit_lead\" \/>\n          <input type=\"hidden\" name=\"trp-form-language\" value=\"sk\"\/><\/form>\n        <\/div>\n\n        <script src=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/intl-tel-input\/17.0.8\/js\/intlTelInput.min.js\"><\/script>\n        <script src=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/intl-tel-input\/17.0.8\/js\/utils.js\"><\/script>\n        <script>\n        jQuery(document).ready(function($){\n            $('#page_url').val(window.location.href);\n\n            var phoneInput = document.querySelector('#phone_intl');\n            var iti = window.intlTelInput(phoneInput, {\n                initialCountry: 'auto',\n                geoIpLookup: function(cb){\n                    fetch('https:\/\/ipapi.co\/json\/')\n                        .then(r=>r.json())\n                        .then(d=>cb(d.country.toLowerCase()))\n                        .catch(()=>cb('us'));\n                },\n                separateDialCode: true,\n                nationalMode: false,\n                utilsScript: 'https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/intl-tel-input\/17.0.8\/js\/utils.js'\n            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'+(res.data||'Unknown')).fadeIn();\n                        $btn.prop('disabled', false).text('Submit');\n                    }\n                },'json').fail(function(){\n                    $('.algo-ajax-message').css('color','red').text('Request failed.').fadeIn();\n                    $btn.prop('disabled', false).text('Submit');\n                });\n            });\n        });\n        <\/script>\n        <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a52b9af\" data-id=\"a52b9af\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9a8a748 elementor-widget elementor-widget-image\" data-id=\"9a8a748\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"612\" height=\"408\" src=\"https:\/\/topbrokeri.com\/wp-content\/uploads\/2023\/10\/intertops-recenzija.jpg\" class=\"attachment-large size-large wp-image-9271\" alt=\"\" srcset=\"https:\/\/topbrokeri.com\/wp-content\/uploads\/2023\/10\/intertops-recenzija.jpg 612w, https:\/\/topbrokeri.com\/wp-content\/uploads\/2023\/10\/intertops-recenzija-300x200.jpg 300w, https:\/\/topbrokeri.com\/wp-content\/uploads\/2023\/10\/intertops-recenzija-18x12.jpg 18w\" sizes=\"(max-width: 612px) 100vw, 612px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-723711a elementor-widget elementor-widget-text-editor\" data-id=\"723711a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Zaregistrujte si svoj \u00fa\u010det cez TopBrokeri.com a Top account manager v\u00e1m pom\u00f4\u017ee za\u010da\u0165 s va\u0161\u00edm \u00fa\u010dtom!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\n<\/div>\n<ol>\n<li>Vanguard Total Stock Market ETF VTI: Cie\u013eom tohto ETF je sledova\u0165 v\u00fdkonnos\u0165 indexu CRSP US Total Market Index a poskytuje \u0161irok\u00e9 vystavenie americk\u00e9mu akciov\u00e9mu trhu.<\/li>\n<li>iShares Core S&amp;P 500 (IVV) ETF: Cie\u013eom tohto fondu je napodob\u0148ova\u0165 v\u00fdkonnos\u0165 a n\u00e1vratnos\u0165 indexu S&amp;P 500. Index predstavuje 500 najv\u00e4\u010d\u0161\u00edch verejn\u00fdch spolo\u010dnost\u00ed v Amerike.<\/li>\n<li>Invesco QQQ Trust QQQ : Tento ETF sleduje v\u00fdkonnos\u0165 indexu Nasdaq-100, ktor\u00fd pozost\u00e1va zo 100 nefinan\u010dn\u00fdch gigantov k\u00f3tovan\u00fdch na Nasdaq.<\/li>\n<li>Fond iShares MSCI Emerging Markets Fund (EEM), ktor\u00fd pon\u00faka investorom expoz\u00edciu na cel\u00fd rad akci\u00ed rozv\u00edjaj\u00facich sa trhov a poskytuje im pr\u00edstup k rastov\u00e9mu potenci\u00e1lu rozvojov\u00fdch ekonom\u00edk.<\/li>\n<li>iShares US Toto ETF sa sna\u017e\u00ed replikova\u0165 v\u00fdkonnos\u0165 indexu Bloomberg Barclays US Aggregate Bond Index, kolekcie americk\u00fdch dlhopisov investi\u010dn\u00e9ho stup\u0148a.<\/li>\n<li>iShares Gold Trust IAU: Tento fond sleduje v\u00fdkonnos\u0165 zlat\u00fdch pr\u00fatov, \u010do umo\u017e\u0148uje investorom expoz\u00edciu vo\u010di drah\u00fdm kovom.<\/li>\n<li>Vanguard FTSE Developed Markets Index ETF (VEA). Toto ETF sleduje FTSE Developed All Cap ex US Index. Poskytuje expoz\u00edciu na medzin\u00e1rodn\u00fdch rozvinut\u00fdch kapit\u00e1lov\u00fdch trhoch mimo USA.<\/li>\n<li>SPDR S&amp;P Divide ETF SDY: Tento fond sa zameriava na vysoko v\u00fdnosn\u00e9 dividendov\u00e9 akcie s hist\u00f3riou neust\u00e1leho zvy\u0161ovania svojich dividend.<\/li>\n<li>iShares Global Clean Energy ETF: Toto ETF je glob\u00e1lne ETF, ktor\u00e9 investuje do spolo\u010dnost\u00ed v sektoroch \u010dist\u00fdch technol\u00f3gi\u00ed a obnovite\u013enej energie.<\/li>\n<li>VanEck Vectors Semiconductor Fund (SMH). Poskytuje expoz\u00edciu spolo\u010dnostiam, ktor\u00e9 vyr\u00e1baj\u00fa polovodi\u010de, d\u00f4le\u017eit\u00fa s\u00fa\u010das\u0165 mnoh\u00fdch r\u00f4znych technologick\u00fdch zariaden\u00ed.<\/li>\n<\/ol>\n<p>Do ETF m\u00f4\u017eete investova\u0165 prostredn\u00edctvom v\u00e4\u010d\u0161iny online makl\u00e9rskych platforiem. TD Ameritrade Charles Schwab Fidelity E*TRADE Interactive Brokers a \u010fal\u0161ie s\u00fa ob\u013e\u00faben\u00e9 platformy. Porovnanie funkci\u00ed, slu\u017eieb a poplatkov pon\u00fakan\u00fdch r\u00f4znymi makl\u00e9rmi je d\u00f4le\u017eit\u00e9, aby ste si vybrali ten, ktor\u00fd najlep\u0161ie vyhovuje va\u0161im potreb\u00e1m.<\/p>\n<p>Pred investovan\u00edm do ak\u00e9hoko\u013evek ETF si ur\u010dite urobte prieskum, pre\u010d\u00edtajte si prospekt ETF a zv\u00e1\u017ete faktory, ako je historick\u00e1 v\u00fdkonnos\u0165, pomer n\u00e1kladov a cie\u013e fondu.<\/p>\n<h2>Ak\u00e9 s\u00fa hlavn\u00e9 indexov\u00e9 fondy, do ktor\u00fdch by mali Eur\u00f3pania investova\u0165? A kde ich m\u00f4\u017eete investova\u0165<\/h2>\n<p>Existuje mnoho indexov\u00fdch fondov pre eur\u00f3pskych investorov, ktor\u00e9 poskytuj\u00fa expoz\u00edciu na \u0161irokej \u0161k\u00e1le trhov a tried akt\u00edv. Tu je nieko\u013eko popul\u00e1rnych indexov\u00fdch fondov pre eur\u00f3pskych investorov.<\/p>\n<ol>\n<li>iShares MSCI World UCITS (IWDA), fond, ktor\u00fd sleduje index MSCI World (zastupuj\u00faci ve\u013ek\u00e9 spolo\u010dnosti a spolo\u010dnosti so strednou kapitaliz\u00e1ciou z rozvinut\u00fdch kraj\u00edn po celom svete), je k dispoz\u00edcii na investovanie na r\u00f4znych eur\u00f3pskych burz\u00e1ch. Fond je mo\u017en\u00e9 k\u00fapi\u0165 na r\u00f4znych eur\u00f3pskych burz\u00e1ch.<\/li>\n<li>Lyxor STOXX Europe 600 Index (DR) UCITS ETF: Tento ETF sa pok\u00fa\u0161a replikova\u0165 v\u00fdkonnos\u0165 indexu STOXX Europe 600. Index zah\u0155\u0148a spolo\u010dnosti zo 17 eur\u00f3pskych kraj\u00edn. Je k\u00f3tovan\u00e1 na viacer\u00fdch eur\u00f3pskych burz\u00e1ch.<\/li>\n<li>Xtrackers Euro Stoxx 50 (XD5E). Tento ETF sleduje v\u00fdkonnos\u0165 indexu Euro Stoxx 50, ktor\u00fd pozost\u00e1va z 50 blue-chip spolo\u010dnost\u00ed z kraj\u00edn euroz\u00f3ny. Obchoduje sa na hlavn\u00fdch eur\u00f3pskych burz\u00e1ch.<\/li>\n<li>Amundi Index MSCI Emerging Markets (CEEMEA), UCITS: Tento ETF je navrhnut\u00fd tak, aby replikoval index MSCI Emerging Markets. Poskytuje expoz\u00edciu vo\u010di \u0161irokej \u0161k\u00e1le majetkov\u00fdch cenn\u00fdch papierov z rozvojov\u00fdch kraj\u00edn. Tento ETF je mo\u017en\u00e9 k\u00fapi\u0165 na r\u00f4znych eur\u00f3pskych burz\u00e1ch.<\/li>\n<li>Vanguard FTSE Developed Europe UCITS (VEUR), fond, ktor\u00fd sleduje v\u00fdkonnos\u0165 indexu FTSE Developed Europe All Cap Index. Tento index zah\u0155\u0148a ve\u013ek\u00e9, stredn\u00e9 a mal\u00e9 spolo\u010dnosti vo vyspel\u00fdch eur\u00f3pskych krajin\u00e1ch. Fond je mo\u017en\u00e9 obchodova\u0165 na eur\u00f3pskych burz\u00e1ch.<\/li>\n<li>iShares Euro Corporate Bond UCITS ETF \u2013 Tento ETF sa zameriava na podnikov\u00e9 dlhopisy investi\u010dn\u00e9ho stup\u0148a denominovan\u00e9 v eur\u00e1ch a poskytuje expoz\u00edciu na eur\u00f3pskych trhoch podnikov\u00fdch dlhopisov. Je k\u00f3tovan\u00e1 na viacer\u00fdch eur\u00f3pskych burz\u00e1ch.<\/li>\n<li>Xtrackers II Global Government Bond ETF (XGSG) \u2013 Tento fond pon\u00faka expoz\u00edciu glob\u00e1lnym vl\u00e1dnym dlhopisom. Sleduje index Bloomberg Barclays Global Aggregate Treasury EUR Hedged Index. D\u00e1 sa k\u00fapi\u0165 a preda\u0165 na viacer\u00fdch eur\u00f3pskych burz\u00e1ch.<\/li>\n<\/ol>\n<p>Vyberte si z mnoh\u00fdch eur\u00f3pskych sprostredkovate\u013esk\u00fdch platforiem alebo online investi\u010dn\u00fdch spolo\u010dnost\u00ed na investovanie do t\u00fdchto fondov. Toto s\u00fa niektor\u00e9 z najpopul\u00e1rnej\u0161\u00edch mo\u017enost\u00ed:<\/p>\n<ul>\n<li>DEGIRO<\/li>\n<li>Interakt\u00edvni makl\u00e9ri<\/li>\n<li>XTB<\/li>\n<li>eToro<\/li>\n<li>Saxo Bank<\/li>\n<li>Revolut (pre mobiln\u00e9 invest\u00edcie)<\/li>\n<\/ul>\n<p>Tieto platformy poskytuj\u00fa pr\u00edstup k mnoh\u00fdm investi\u010dn\u00fdm produktom, ako s\u00fa indexov\u00e9 fondy. Poskytuj\u00fa v\u00e1m tie\u017e pr\u00edle\u017eitos\u0165 investova\u0165 na r\u00f4znych eur\u00f3pskych a medzin\u00e1rodn\u00fdch trhoch. Porovnajte dostupn\u00e9 trhy, slu\u017eby a poplatky na ka\u017edej platforme, aby ste na\u0161li ten, ktor\u00fd vyhovuje va\u0161im cie\u013eom a preferenci\u00e1m.<\/p>\n<p>Pred investovan\u00edm do indexov\u00fdch fondov si urobte prieskum. Prezrite si prospekt a pozrite sa na faktory, ako s\u00fa n\u00e1kladov\u00e9 pomery a likvidita.<\/p>\n<h2>Ak\u00e9 s\u00fa najlep\u0161ie dividendov\u00e9 akcie na investovanie?<\/h2>\n<p>Pravideln\u00e9 investovanie do dividendov\u00fdch akci\u00ed je sp\u00f4sob, ako z\u00edska\u0165 pravideln\u00fd pr\u00edjem a m\u00f4\u017eete tie\u017e \u0165a\u017ei\u0165 z potenci\u00e1lneho dlhodob\u00e9ho rastu kapit\u00e1lu. Je d\u00f4le\u017eit\u00e9 urobi\u0165 si d\u00f4kladn\u00fd prieskum a zv\u00e1\u017ei\u0165 svoje finan\u010dn\u00e9 ciele a toleranciu rizika. Tu s\u00fa niektor\u00e9 eur\u00f3pske dividendov\u00e9 akcie, ktor\u00e9 by ste mohli zv\u00e1\u017ei\u0165.<\/p>\n<ol>\n<li>Royal Dutch Shell (RDSA\/RDSB), ve\u013ek\u00e1 integrovan\u00e1 energetick\u00e1 spolo\u010dnos\u0165 s bohatou hist\u00f3riou vypl\u00e1cania dividend, podnikania a oper\u00e1ci\u00ed po celom svete.<\/li>\n<li>Unilever (ULVR\/UNA), nadn\u00e1rodn\u00e1 spolo\u010dnos\u0165 zaoberaj\u00faca sa spotrebn\u00fdm tovarom, pon\u00faka cel\u00fd rad produktov pre dom\u00e1cnos\u0165 a m\u00e1 sk\u00fasenosti s konzistentn\u00fdmi v\u00fdplatami dividend.<\/li>\n<li>Novartis (NOVN), \u0161vaj\u010diarska nadn\u00e1rodn\u00e1 farmaceutick\u00e1 spolo\u010dnos\u0165, je zn\u00e1ma v\u00fdskumom, v\u00fdvojom a v\u00fdrobou inovat\u00edvnych produktov pre zdravie.<\/li>\n<li>Nestl\u00e9: Nestl\u00e9 je jednou z najv\u00e4\u010d\u0161\u00edch spolo\u010dnost\u00ed na v\u00fdrobu potrav\u00edn a n\u00e1pojov na svete. Pon\u00faka cel\u00fd rad produktov a m\u00e1 dlh\u00fa hist\u00f3riu dividend.<\/li>\n<li>Enel je talianska nadn\u00e1rodn\u00e1 energetick\u00e1 korpor\u00e1cia, ktor\u00e1 sa zameriava na obnovite\u013en\u00e9 zdroje energie, tradi\u010dn\u00fa v\u00fdrobu elektriny a distrib\u00faciu elektriny.<\/li>\n<li>Banco Santander je \u0161panielska banka s ve\u013ek\u00fdm zast\u00fapen\u00edm v Eur\u00f3pe, Latinskej Amerike a na Strednom v\u00fdchode. S\u00fa zn\u00e1mi vypl\u00e1can\u00edm dividend.<\/li>\n<li>TotalEnergies: Franc\u00fazska nadn\u00e1rodn\u00e1 spolo\u010dnos\u0165 zaoberaj\u00faca sa v\u00fdrobou, prieskumom, rafin\u00e1ciou a marketingom ropy a plynu.<\/li>\n<li>Zurich Insurance Group so s\u00eddlom vo \u0160vaj\u010diarsku poskytuje pois\u0165ovacie a finan\u010dn\u00e9 slu\u017eby po celom svete.<\/li>\n<li>British American Tobacco je nadn\u00e1rodn\u00e1 tabakov\u00e1 spolo\u010dnos\u0165, ktor\u00e1 pon\u00faka mno\u017estvo cigariet a in\u00fdch tabakov\u00fdch v\u00fdrobkov.<\/li>\n<li>Telefonica TEF: \u0160panielska nadn\u00e1rodn\u00e1 telekomunika\u010dn\u00e1 spolo\u010dnos\u0165 p\u00f4sobiaca v Eur\u00f3pe a Latinskej Amerike. Zn\u00e1my pre svoje dividendy.<\/li>\n<\/ol>\n<p>Mali by ste vedie\u0165, \u017ee dividendov\u00e9 akcie m\u00f4\u017eu by\u0165 ovplyvnen\u00e9 trhov\u00fdmi rizikami alebo zmenami vo financi\u00e1ch spolo\u010dnosti. Pri rozhodovan\u00ed o invest\u00edci\u00e1ch je d\u00f4le\u017eit\u00e9 bra\u0165 do \u00favahy faktory, ako je dividendov\u00fd v\u00fdnos, v\u00fdplatn\u00fd pomer, hist\u00f3ria rastu dividend a celkov\u00e1 sila spolo\u010dnosti.<\/p>\n<p>Zv\u00e1\u017ete konzult\u00e1ciu s finan\u010dn\u00fdm poradcom alebo si sami urobte d\u00f4kladn\u00fd prieskum, aby ste zos\u00faladili svoje investi\u010dn\u00e9 ciele s va\u0161ou toleranciou vo\u010di riziku a finan\u010dn\u00fdmi cie\u013emi.<\/p>\n<h2>Do ktor\u00fdch dlhopisov m\u00f4\u017eu Eur\u00f3pania investova\u0165?<\/h2>\n<p>Eur\u00f3pania m\u00f4\u017eu investova\u0165 do r\u00f4znych dlhopisov. Patria sem \u0161t\u00e1tne dlhopisy, podnikov\u00e9 dlhopisy a medzin\u00e1rodn\u00e9 dlhopisy. Tu s\u00fa niektor\u00e9 typy dlhopisov a kde ich m\u00f4\u017eu Eur\u00f3pania k\u00fapi\u0165.<\/p>\n<ol>\n<li>\u0160t\u00e1tne dlhopisy: S\u00fa to dlhopisy, ktor\u00e9 n\u00e1rodn\u00e9 vl\u00e1dy vyd\u00e1vaj\u00fa na financovanie vlastnej spotreby. Eur\u00f3pski investori m\u00f4\u017eu nakupova\u0165 \u0161t\u00e1tne dlhopisy vydan\u00e9 ich domovskou krajinou alebo inou eur\u00f3pskou krajinou. \u0160t\u00e1tne dlhopisy s\u00fa zvy\u010dajne dostupn\u00e9 prostredn\u00edctvom aukci\u00ed na prim\u00e1rnom trhu a obchodovan\u00edm na sekund\u00e1rnom trhu na burz\u00e1ch. Investori m\u00f4\u017eu tie\u017e nakupova\u0165 \u0161t\u00e1tne dlhopisy od b\u00e1nk, makl\u00e9rov a online platforiem.<\/li>\n<li>Podnikov\u00e9 dlhopisy vyd\u00e1vaj\u00fa spolo\u010dnosti na z\u00edskanie finan\u010dn\u00fdch prostriedkov na r\u00f4zne \u00fa\u010dely. Eur\u00f3pski investori m\u00f4\u017eu nakupova\u0165 podnikov\u00e9 dlhopisy od eur\u00f3pskych spolo\u010dnost\u00ed. S podnikov\u00fdmi dlhopismi sa obchoduje na prim\u00e1rnom aj sekund\u00e1rnom trhu. Dlhopisy je mo\u017en\u00e9 nakupova\u0165 prostredn\u00edctvom b\u00e1nk, online investi\u010dn\u00fdch platforiem a brokerov.<\/li>\n<li>Eur\u00f3pska centr\u00e1lna banka (dlhopisy ECB): ECB vyd\u00e1va dlhopisy v r\u00e1mci oper\u00e1ci\u00ed menovej politiky. Finan\u010dn\u00e9 in\u0161tit\u00facie m\u00f4\u017eu nakupova\u0165 tieto dlhopisy prostredn\u00edctvom \u0161pecializovan\u00fdch kan\u00e1lov, ako s\u00fa prim\u00e1rni d\u00edleri. Retailov\u00ed investori maj\u00fa nepriamy pr\u00edstup k dlhopisom ECB prostredn\u00edctvom ETF alebo dlhopisov\u00fdch podielov\u00fdch fondov, ktor\u00e9 do nich investuj\u00fa.<\/li>\n<li>Eurobondy Eurobondy, zn\u00e1me aj ako eurobondy, s\u00fa dlhopisy vydan\u00e9 vl\u00e1dou v inej mene. Tieto dlhopisy, ktor\u00e9 s\u00fa denominovan\u00e9 v eur\u00e1ch, m\u00f4\u017eu nakupova\u0165 eur\u00f3pski investori. Eurobondy sa zvy\u010dajne obchoduj\u00fa na medzin\u00e1rodn\u00fdch burz\u00e1ch dlhopisov a m\u00f4\u017eu ich nakupova\u0165 banky, makl\u00e9ri alebo online investi\u010dn\u00e9 platformy s pr\u00edstupom na glob\u00e1lne trhy.<\/li>\n<li>Eur\u00f3pska investi\u010dn\u00e1 banka (EIB), dlhopisy: dlhopisy EIB sa vyd\u00e1vaj\u00fa na financovanie projektov, ktor\u00e9 podporuj\u00fa ekonomick\u00fd rast \u010dlensk\u00fdch \u0161t\u00e1tov E\u00da. Dlhopisy EIB m\u00f4\u017eu eur\u00f3pski investori nakupova\u0165 prostredn\u00edctvom aukci\u00ed na prim\u00e1rnom trhu a obchodovan\u00edm na sekund\u00e1rnom trhu. Dlhopisy EIB je mo\u017en\u00e9 nakupova\u0165 prostredn\u00edctvom online investi\u010dn\u00fdch platforiem, b\u00e1nk, makl\u00e9rov a makl\u00e9rskych firiem, ktor\u00e9 maj\u00fa pr\u00edstup na trhy s dlhopismi.<\/li>\n<\/ol>\n<p>Pri n\u00e1kupe dlhopisov maj\u00fa Eur\u00f3pania na v\u00fdber r\u00f4zne mo\u017enosti.<\/p>\n<ul>\n<li>Banky pon\u00fakaj\u00fa svojim klientom slu\u017eby obchodovania s dlhopismi, ktor\u00e9 im umo\u017e\u0148uj\u00fa nakupova\u0165 dlhopisy priamo v pokladni banky.<\/li>\n<li>Brokeri: Online makl\u00e9rske platformy poskytuj\u00fa investorom pr\u00edstup k sekund\u00e1rnemu obchodovaniu s dlhopismi. Umo\u017e\u0148uj\u00fa im nakupova\u0165 a vymie\u0148a\u0165 dlhopisy.<\/li>\n<li>Online investi\u010dn\u00e9 platformy. Existuj\u00fa online platformy, ktor\u00e9 umo\u017e\u0148uj\u00fa investorom pr\u00edstup na trhy s dlhopismi. To im umo\u017e\u0148uje nakupova\u0165 dlhopisy od r\u00f4znych emitentov.<\/li>\n<li>Aukcie na prim\u00e1rnom trhu Niektor\u00e9 \u0161t\u00e1tne dlhopisy sa pred\u00e1vaj\u00fa prostredn\u00edctvom aukci\u00ed na prim\u00e1rnom trhu, kde maj\u00fa investori priamy pr\u00edstup k n\u00e1kupu novo emitovan\u00fdch dlhopisov.<\/li>\n<\/ul>\n<p>Pred invest\u00edciou do dlhopisov je d\u00f4le\u017eit\u00e9 zv\u00e1\u017ei\u0165 faktory ako \u00faverov\u00fd rating, v\u00fdnos dlhopisu, splatnos\u0165 a finan\u010dn\u00fd stav emitenta. Pre informovan\u00e9 invest\u00edcie je tie\u017e vhodn\u00e9 porozpr\u00e1va\u0165 sa s finan\u010dn\u00fdm pl\u00e1nova\u010dom alebo urobi\u0165 rozsiahly prieskum.<\/p>\n<h2>Kde si m\u00f4\u017eete k\u00fapi\u0165 najlep\u0161ie REIT v Eur\u00f3pe?<\/h2>\n<p>Realitn\u00e9 investi\u010dn\u00e9 fondy alebo REIT v\u00e1m m\u00f4\u017eu poskytn\u00fa\u0165 expoz\u00edciu v sektore nehnute\u013enost\u00ed a generova\u0165 pr\u00edjem prostredn\u00edctvom dividend. Tu s\u00fa niektor\u00e9 z najlep\u0161\u00edch eur\u00f3pskych REIT a potenci\u00e1lne miesta na ich n\u00e1kup.<\/p>\n<ol>\n<li>Unibail-Rodamco-Westfield (URW): popredn\u00e1 eur\u00f3pska komer\u010dn\u00e1 realitn\u00e1 spolo\u010dnos\u0165 \u0161pecializuj\u00faca sa na n\u00e1kupn\u00e9 centr\u00e1 a kancel\u00e1rske budovy. Spolo\u010dnos\u0165 je k\u00f3tovan\u00e1 na ve\u013ek\u00fdch eur\u00f3pskych burz\u00e1ch, ako s\u00fa Euronext Paris (Par\u00ed\u017e), Euronext Amsterdam (Amsterdam) a Xetra.<\/li>\n<li>Vonovia SE: Nemeck\u00e1 reziden\u010dn\u00e1 realitn\u00e1 spolo\u010dnos\u0165, ktor\u00e1 vlastn\u00ed, prev\u00e1dzkuje a spravuje ve\u013ek\u00e9 portf\u00f3lio v Nemecku. Akcie spolo\u010dnosti s\u00fa k\u00f3tovan\u00e9 na Frankfurtskej burze cenn\u00fdch papierov.<\/li>\n<li>SEGRO plc, britsk\u00e1 REIT so zameran\u00edm na priemyseln\u00e9 a logistick\u00e9 nehnute\u013enosti. Je k\u00f3tovan\u00e1 na lond\u00fdnskej burze cenn\u00fdch papierov.<\/li>\n<li>Land Securities Group plc (UK): Tento REIT sa zameriava na komer\u010dn\u00e9 nehnute\u013enosti v Spojenom kr\u00e1\u013eovstve, ako s\u00fa kancel\u00e1rie a maloobchodn\u00e9 priestory. Je k\u00f3tovan\u00e1 na lond\u00fdnskej burze cenn\u00fdch papierov.<\/li>\n<li>Deutsche Wohnen SE: Nemeck\u00e1 reziden\u010dn\u00e1 realitn\u00e1 spolo\u010dnos\u0165 s ve\u013ek\u00fdm portf\u00f3liom nehnute\u013enost\u00ed na pren\u00e1jom vo ve\u013ek\u00fdch nemeck\u00fdch mest\u00e1ch. Jej akcie sa obchoduj\u00fa na Frankfurtskej burze.<\/li>\n<li>British Land Company plc: Britsk\u00e1 spolo\u010dnos\u0165 REIT s diverzifikovan\u00fdm portf\u00f3liom vr\u00e1tane maloobchodn\u00fdch, viac\u00fa\u010delov\u00fdch a kancel\u00e1rskych nehnute\u013enost\u00ed. Je k\u00f3tovan\u00e1 na lond\u00fdnskej burze cenn\u00fdch papierov.<\/li>\n<li>Gecina SA, franc\u00fazska REIT so zameran\u00edm na kancel\u00e1rske a reziden\u010dn\u00e9 nehnute\u013enosti. Euronext Paris je zoznam.<\/li>\n<li>Klepierre, eur\u00f3psky REIT so zameran\u00edm na n\u00e1kupn\u00e9 centr\u00e1 v r\u00f4znych eur\u00f3pskych krajin\u00e1ch. Euronext Paris je zoznam.<\/li>\n<\/ol>\n<p>Ak si chcete k\u00fapi\u0165 tieto REIT, zv\u00e1\u017ete nasleduj\u00face mo\u017enosti<\/p>\n<ol>\n<li>Online makl\u00e9rstvo: V Eur\u00f3pe pon\u00faka mnoho online makl\u00e9rskych platforiem pr\u00edstup na ve\u013ek\u00e9 burzy. To v\u00e1m umo\u017e\u0148uje nakupova\u0165 a pred\u00e1va\u0165 akcie REIT. Je mo\u017en\u00e9 pou\u017ei\u0165 platformy ako DEGIRO Interactive Brokers XTB a XTB.<\/li>\n<li>Tradi\u010dn\u00e9 makl\u00e9rske firmy: Tradi\u010dn\u00e9 makl\u00e9rske firmy s fyzick\u00fdmi pobo\u010dkami poskytuj\u00fa slu\u017eby n\u00e1kupu a predaja akci\u00ed REIT. Niektor\u00e9 zn\u00e1me pr\u00edklady zah\u0155\u0148aj\u00fa banky ako Barclays, Deutsche Bank a Societe Generale.<\/li>\n<li>Pl\u00e1n priamych invest\u00edci\u00ed: Niektor\u00e9 REIT pon\u00fakaj\u00fa pl\u00e1ny priamych invest\u00edci\u00ed a pl\u00e1ny reinvest\u00edcie dividend (DRIP), ktor\u00e9 umo\u017e\u0148uj\u00fa investorom nakupova\u0165 akcie priamo od spolo\u010dnosti. M\u00f4\u017eete skontrolova\u0165, \u010di REIT pon\u00fakaj\u00fa tieto pl\u00e1ny na svojich ofici\u00e1lnych webov\u00fdch str\u00e1nkach.<\/li>\n<\/ol>\n<p>Presk\u00famajte a vyhodno\u0165te REIT pred investovan\u00edm. To zah\u0155\u0148a hodnotenie portf\u00f3lia nehnute\u013enost\u00ed REIT, jeho finan\u010dnej v\u00fdkonnosti a dividendovej hist\u00f3rie. Zv\u00e1\u017ete konzult\u00e1ciu s finan\u010dn\u00fdm poradcom alebo vykonanie d\u00f4kladn\u00e9ho prieskumu, aby ste zos\u00faladili svoje investi\u010dn\u00e9 ciele s va\u0161ou toleranciou rizika a finan\u010dn\u00fdmi cie\u013emi.<\/p>\n<h2>Ak\u00e9 s\u00fa niektor\u00e9 z najlep\u0161\u00edch platforiem pre p\u00f4\u017ei\u010dky typu peer-to-peer?<\/h2>\n<p>P2P p\u00f4\u017ei\u010dkov\u00e9 platformy pon\u00fakaj\u00fa investorom mo\u017enos\u0165 zar\u00e1ba\u0165 \u00faroky a po\u017ei\u010diava\u0165 si peniaze. Toto s\u00fa najlep\u0161ie platformy na p\u00f4\u017ei\u010dky P2P, ktor\u00e9 treba zv\u00e1\u017ei\u0165.<\/p>\n<ol>\n<li>LendingClub \u2013 LendingClub sa stal jednou z najv\u00e4\u010d\u0161\u00edch a najuzn\u00e1vanej\u0161\u00edch platforiem peer-to-peer p\u00f4\u017ei\u010diek v Spojen\u00fdch \u0161t\u00e1toch. Pon\u00faka osobn\u00e9 p\u00f4\u017ei\u010dky, podnikate\u013esk\u00e9 p\u00f4\u017ei\u010dky a pacientske financovanie. LendingClub, pokia\u013e viem, neprij\u00edma zahrani\u010dn\u00fdch investorov.<\/li>\n<li>Prosper: Toto je platforma P2P p\u00f4\u017ei\u010diek, ktor\u00e1 sa \u0161pecializuje na osobn\u00e9 p\u00f4\u017ei\u010dky. Prosper, podobne ako LendingClub a otvoren\u00fd iba pre investorov z USA, je platforma pre p\u00f4\u017ei\u010dky P2P.<\/li>\n<li>Funding Circle \u2013 Funding Circle, glob\u00e1lna platforma na poskytovanie p\u00f4\u017ei\u010diek typu peer-to-peer, p\u00f4sob\u00ed vo viacer\u00fdch krajin\u00e1ch. To zah\u0155\u0148a Spojen\u00e9 kr\u00e1\u013eovstvo a Nemecko. Jeho hlavn\u00fdm zameran\u00edm je poskytovanie \u00faverov mal\u00fdm podnikom.<\/li>\n<li>Mintos \u2013 Mintos je eur\u00f3psky P2P trh, ktor\u00fd sp\u00e1ja verite\u013eov s investormi v r\u00f4znych krajin\u00e1ch. Pon\u00faka r\u00f4zne p\u00f4\u017ei\u010dky, ako s\u00fa osobn\u00e9 p\u00f4\u017ei\u010dky, hypot\u00e9ky a podnikate\u013esk\u00e9 p\u00f4\u017ei\u010dky.<\/li>\n<li>Bondora \u2013 Bondora je P2P p\u00f4\u017ei\u010dkov\u00e1 platforma v Est\u00f3nsku, ktor\u00e1 pon\u00faka osobn\u00e9 p\u00f4\u017ei\u010dky dl\u017en\u00edkom, predov\u0161etk\u00fdm z Est\u00f3nska, F\u00ednska a \u0160panielska. Umo\u017e\u0148uje investorom vytv\u00e1ra\u0165 portf\u00f3li\u00e1 z \u00faverov v r\u00f4znych krajin\u00e1ch.<\/li>\n<li>Zopa \u2013 Zopa, jedna z najstar\u0161\u00edch platforiem peer-to-peer p\u00f4\u017ei\u010diek vo Ve\u013ekej Brit\u00e1nii. Ide o osobn\u00e9ho poskytovate\u013ea p\u00f4\u017ei\u010diek s osved\u010den\u00fdmi v\u00fdsledkami.<\/li>\n<li>RateSetter \u2013 RateSetter je dobre zaveden\u00e1 platforma P2P p\u00f4\u017ei\u010diek vo Ve\u013ekej Brit\u00e1nii. Poskytuje osobn\u00e9 p\u00f4\u017ei\u010dky, p\u00f4\u017ei\u010dky na rozvoj nehnute\u013enost\u00ed a podnikate\u013esk\u00e9 p\u00f4\u017ei\u010dky.<\/li>\n<li>Twino: Twino v Loty\u0161sku je P2P p\u00f4\u017ei\u010dkov\u00e1 platforma zameran\u00e1 na spotrebite\u013esk\u00e9 \u00favery. P\u00f4sob\u00ed vo viacer\u00fdch eur\u00f3pskych krajin\u00e1ch a investori sa m\u00f4\u017eu diverzifikova\u0165 investovan\u00edm u r\u00f4znych poskytovate\u013eov p\u00f4\u017ei\u010diek.<\/li>\n<\/ol>\n<p>P2P p\u00f4\u017ei\u010dky so sebou prin\u00e1\u0161aj\u00fa rizik\u00e1. To zah\u0155\u0148a riziko zlyhania dl\u017en\u00edka a rizik\u00e1 platformy. Pred investovan\u00edm si pozorne pre\u010d\u00edtajte diverzifik\u00e1ciu p\u00f4\u017ei\u010diek platformy a hist\u00f3riu v\u00fdkonnosti, ako aj zmluvn\u00e9 podmienky platformy. Zv\u00e1\u017ete faktory, ako je transparentnos\u0165, ochrana investorov a reput\u00e1cia platformy.<\/p>\n<p>Urobte si prieskum o P2P p\u00f4\u017ei\u010dk\u00e1ch a v pr\u00edpade potreby sa pora\u010fte s profesion\u00e1lnym poradcom.<\/p>\n<h2>Ak\u00e9 s\u00fa niektor\u00e9 z najlep\u0161\u00edch eur\u00f3pskych podielov\u00fdch fondov?<\/h2>\n<p>Ide o najob\u013e\u00fabenej\u0161ie investi\u010dn\u00e9 fondy eur\u00f3pskych investorov.<\/p>\n<ol>\n<li>BlackRock European Equity Index Fund \u2013 Cie\u013eom tohto fondu je replikova\u0165 index FTSE Developed Europe ex UK a poskytuje expoz\u00edciu ve\u013ek\u00fdm eur\u00f3pskym spolo\u010dnostiam aj spolo\u010dnostiam so strednou kapitaliz\u00e1ciou.<\/li>\n<li>Fidelity Global Technology Fund (Fidelity Global Technology Fund): Tento fond sa zameriava na investovanie do technologick\u00fdch spolo\u010dnost\u00ed po celom svete a poskytuje expoz\u00edciu glob\u00e1lnym technol\u00f3gi\u00e1m.<\/li>\n<li>Vanguard LifeStrategy Funds Vanguard pon\u00faka r\u00f4zne LifeStrategy fondy, z ktor\u00fdch ka\u017ed\u00fd m\u00e1 r\u00f4zne alok\u00e1cie medzi akciov\u00e9 invest\u00edcie a invest\u00edcie s pevn\u00fdm v\u00fdnosom. To umo\u017e\u0148uje investorovi zvoli\u0165 si po\u017eadovan\u00fa \u00farove\u0148 diverzifik\u00e1cie a rizika.<\/li>\n<li>Pictet Global Megatrend Selection Fund (Global Megatrend Selection Fund): Tento fond investuje do spolo\u010dnost\u00ed, ktor\u00e9 bud\u00fa dlhodobo profitova\u0165 z glob\u00e1lnych trendov vr\u00e1tane technologick\u00fdch inov\u00e1ci\u00ed, demografick\u00fdch zmien a udr\u017eate\u013enosti.<\/li>\n<li>M&amp;G Global Dividend Fund: Tento fond je navrhnut\u00fd tak, aby poskytoval dlhodob\u00fd rast a pr\u00edjem investovan\u00edm do glob\u00e1lnych akci\u00ed vypl\u00e1caj\u00facich dividendy.<\/li>\n<li>V\u00fdberov\u00fd eur\u00f3psky fond Threadneedle: Ide o fond, ktor\u00fd sa zameriava na eur\u00f3pske akcie s cie\u013eom investova\u0165 do spolo\u010dnost\u00ed, ktor\u00e9 maj\u00fa potenci\u00e1l udr\u017eate\u013en\u00e9ho rastu. Jeho cie\u013eom je tie\u017e nakupova\u0165 za atrakt\u00edvne ceny.<\/li>\n<li>JPMorgan Global Income Fund (JPM): Tento fond sa sna\u017e\u00ed generova\u0165 stabiln\u00fd pr\u00edjem investovan\u00edm do diverzifikovan\u00e9ho portf\u00f3lia glob\u00e1lnych akci\u00ed a cenn\u00fdch papierov s pevn\u00fdm v\u00fdnosom.<\/li>\n<li>Fidelity Emerging Markets Fund (FEMF): Tento fond investuje do spolo\u010dnost\u00ed so s\u00eddlom v krajin\u00e1ch rozv\u00edjaj\u00facich sa trhov, \u010d\u00edm odha\u013euje ich potenci\u00e1l rastu.<\/li>\n<\/ol>\n<p>Eur\u00f3pania si pri investovan\u00ed do podielov\u00fdch fondov m\u00f4\u017eu vybra\u0165 z r\u00f4znych mo\u017enost\u00ed.<\/p>\n<ol>\n<li>Priamo cez poskytovate\u013ea finan\u010dn\u00fdch prostriedkov. Mnoh\u00ed poskytovatelia fondov ako BlackRock, Fidelity Vanguard Pictet M&amp;G a Vanguard pon\u00fakaj\u00fa svoje podielov\u00e9 fondy priamo investorom. Investori maj\u00fa pr\u00edstup k t\u00fdmto podielov\u00fdm fondom prostredn\u00edctvom webovej str\u00e1nky poskytovate\u013ea fondu alebo ich kontaktovan\u00edm.<\/li>\n<li>Online investi\u010dn\u00e9 platformy. Nieko\u013eko online platforiem a brokerov pon\u00faka pr\u00edstup k r\u00f4znym mo\u017enostiam podielov\u00fdch fondov. Pr\u00edklady zah\u0155\u0148aj\u00fa platformy ako DEGIRO Interactive Brokers eToro Hargreaves Lansdown.<\/li>\n<li>Banky a finan\u010dn\u00e9 in\u0161tit\u00facie: Eur\u00f3pske banky pon\u00fakaj\u00fa investorom vlastn\u00fa \u0161k\u00e1lu podielov\u00fdch fondov. Investori m\u00f4\u017eu kontaktova\u0165 svojich finan\u010dn\u00fdch poradcov alebo banky, aby sa dozvedeli viac o dostupn\u00fdch mo\u017enostiach.<\/li>\n<\/ol>\n<p>Pred invest\u00edciou do podielov\u00e9ho fondu je d\u00f4le\u017eit\u00e9 d\u00f4kladne si prezrie\u0165 prospekt fondu, v\u00fdkonnos\u0165, poplatky, ako aj evidenciu spr\u00e1vcov fondov. Zv\u00e1\u017ete faktory, ako s\u00fa va\u0161e investi\u010dn\u00e9 ciele, tolerancia rizika a \u010dasov\u00fd horizont.<\/p>\n<p>Ak chcete urobi\u0165 informovan\u00e9 investi\u010dn\u00e9 rozhodnutie na z\u00e1klade va\u0161ich osobn\u00fdch okolnost\u00ed, obr\u00e1\u0165te sa na finan\u010dn\u00e9ho poradcu.<\/p>\n<h2>Ak\u00ed s\u00fa najlep\u0161\u00ed robo poradcovia? Ako za\u010da\u0165?<\/h2>\n<p>M\u00f4\u017eete n\u00e1js\u0165 mno\u017estvo renomovan\u00fdch robo poradcov, ktor\u00ed pon\u00fakaj\u00fa automatizovan\u00fa spr\u00e1vu invest\u00edci\u00ed. Niektor\u00ed z najzn\u00e1mej\u0161\u00edch robo-poradcov s\u00fa:<\/p>\n<ol>\n<li>Betterment \u2013 Betterment je automatizovan\u00fd investi\u010dn\u00fd poradca, ktor\u00fd pre v\u00e1s vytv\u00e1ra portf\u00f3li\u00e1 na z\u00e1klade va\u0161ej tolerancie vo\u010di riziku a cie\u013eov. Poskytuje n\u00edzkon\u00e1kladov\u00e9, diverzifikovan\u00e9 portf\u00f3li\u00e1 ETF. Medzi \u010fal\u0161ie funkcie patria n\u00e1stroje na zber da\u0148ov\u00fdch str\u00e1t a finan\u010dn\u00e9 pl\u00e1novanie.<\/li>\n<li>Wealthfront \u2013 Wealthfront je osved\u010den\u00fd robo-poradca, ktor\u00fd vyu\u017e\u00edva modern\u00fa te\u00f3riu portf\u00f3lia na vytv\u00e1ranie a udr\u017eiavanie diverzifikovan\u00fdch portf\u00f3li\u00ed. Zah\u0155\u0148a funkcie ako priame indexovanie, da\u0148ovo efekt\u00edvne investovanie a \u00fa\u010dty na spr\u00e1vu pe\u0148az\u00ed.<\/li>\n<li>Mu\u0161k\u00e1tov\u00fd orie\u0161ok \u2013 Mu\u0161k\u00e1tov\u00fd orie\u0161ok je britsk\u00fd l\u00edder v oblasti robo-poradcov. Pon\u00faka diverzifikovan\u00e9 investi\u010dn\u00e9 portf\u00f3li\u00e1 s r\u00f4znymi \u00farov\u0148ami rizika, ako aj opcie na d\u00f4chodky, akcie, akcie a ISA.<\/li>\n<li>Spravodajsk\u00e9 portf\u00f3li\u00e1 Charlesa Schwaba \u2013 platforma Charlesa Schwaba pre robo-poradcov pon\u00faka mno\u017estvo funkci\u00ed a investi\u010dn\u00fdch mo\u017enost\u00ed. Obsahuje automatizovan\u00fa spr\u00e1vu portf\u00f3lia a zber da\u0148ov\u00fdch str\u00e1t. K dispoz\u00edcii s\u00fa aj finan\u010dn\u00ed poradcovia.<\/li>\n<li>Vanguard&#039;s Personal Advisory Services \u2013 Vanguard je dobre zn\u00e1my pre svoje n\u00edzkon\u00e1kladov\u00e9 indexov\u00e9 fondy a ETF. Pon\u00faka aj hybridn\u00fd roboadvisor. Investori m\u00f4\u017eu z\u00edska\u0165 personalizovan\u00e9 poradenstvo a automatizovan\u00fa spr\u00e1vu portf\u00f3lia od \u013eudsk\u00fdch poradcov.<\/li>\n<\/ol>\n<p>Ak chcete za\u010da\u0165 pou\u017e\u00edva\u0165 robo poradcu, budete musie\u0165 vykona\u0165 nasleduj\u00face kroky.<\/p>\n<ol>\n<li>Porovna\u0165: Porovnajte funkcie, investi\u010dn\u00fa strat\u00e9giu, poplatky a slu\u017eby poskytovan\u00e9 r\u00f4znymi robo-poradcami. Dokonal\u00e9 rie\u0161enie m\u00f4\u017eete n\u00e1js\u0165 porovnan\u00edm faktorov, ako s\u00fa typy \u00fa\u010dtov, minim\u00e1lne investi\u010dn\u00e9 po\u017eiadavky a sp\u00e4tn\u00e1 v\u00e4zba od z\u00e1kazn\u00edkov.<\/li>\n<li>Zaregistrujte sa a otvorte si \u00fa\u010det: Ke\u010f ste si vybrali robotick\u00e9ho poradcu, nav\u0161t\u00edvte jeho webov\u00fa str\u00e1nku a zaregistrujte si online \u00fa\u010det. Zvy\u010dajne budete po\u017eiadan\u00ed o poskytnutie ur\u010dit\u00fdch osobn\u00fdch \u00fadajov, ako je va\u0161e meno, kontaktn\u00e9 inform\u00e1cie a finan\u010dn\u00e9 ciele.<\/li>\n<li>Vypl\u0148te hodnotenie rizika: V\u00e4\u010d\u0161ina robo-poradcov vy\u017eaduje, aby ste vyplnili hodnotenie rizika alebo dotazn\u00edk na ur\u010denie \u00farovne tolerancie rizika a investi\u010dn\u00fdch cie\u013eov. Tieto inform\u00e1cie pom\u00f4\u017eu robo-poradcovi urobi\u0165 vhodn\u00e9 odpor\u00fa\u010danie pre va\u0161e portf\u00f3lio.<\/li>\n<li>Po vytvoren\u00ed \u00fa\u010dtu budete musie\u0165 previes\u0165 peniaze na platformu. Prostriedky m\u00f4\u017eete zvy\u010dajne previes\u0165 elektronicky alebo bankov\u00fdm prevodom.<\/li>\n<li>Vytv\u00e1ranie a spr\u00e1va portf\u00f3lia: Na z\u00e1klade rizikov\u00e9ho profilu, ktor\u00fd m\u00e1te a va\u0161ich investi\u010dn\u00fdch cie\u013eov, m\u00f4\u017ee robo-poradca vytvori\u0165 a spravova\u0165 va\u0161e portf\u00f3lio. Platforma automaticky pridel\u00ed va\u0161e peniaze r\u00f4znym triedam akt\u00edv. Bude sa tie\u017e pravidelne vyva\u017eova\u0165, aby sa zachovala cie\u013eov\u00e1 alok\u00e1cia portf\u00f3lia.<\/li>\n<li>Monitorujte a kontrolujte \u2013 pravidelne monitorujte a kontrolujte svoj \u00fa\u010det poradcu robo, aby ste mali aktu\u00e1lne inform\u00e1cie o v\u00fdkonnosti portf\u00f3lia a ak\u00fdchko\u013evek navrhovan\u00fdch \u00faprav\u00e1ch. Niektor\u00ed robo-poradcovia poskytuj\u00fa zdroje na vzdel\u00e1vanie a finan\u010dn\u00e9 pl\u00e1novanie.<\/li>\n<\/ol>\n<p>Hoci robo-poradcovia m\u00f4\u017eu automatizova\u0165 spr\u00e1vu invest\u00edci\u00ed, ich pou\u017eitie nemus\u00ed by\u0165 vhodn\u00e9 pre v\u0161etk\u00fdch jednotlivcov alebo situ\u00e1cie. Ak potrebujete poradi\u0165 na mieru alebo m\u00e1te \u0161pecifick\u00e9 investi\u010dn\u00e9 po\u017eiadavky, pora\u010fte sa s finan\u010dn\u00fdm poradcom.<\/p>\n<p>Pred investovan\u00edm si pre\u010d\u00edtajte podmienky a poplatky robo-poradcu, ako aj jeho investi\u010dn\u00fd pr\u00edstup.<\/p>\n<h2>Ak\u00e9 s\u00fa niektor\u00e9 z najv\u00fdkonnej\u0161\u00edch jednotliv\u00fdch akci\u00ed roku 2010 a najlep\u0161ie platformy na ich n\u00e1kup?<\/h2>\n<p>Tu je nieko\u013eko zn\u00e1mych pr\u00edkladov spolo\u010dnost\u00ed, ktor\u00e9 v tomto obdob\u00ed zaznamenali v\u00fdrazn\u00fd rast.<\/p>\n<ol>\n<li>Amazon (AMZN: ) Gigant elektronick\u00e9ho obchodu sa od roku 2010 r\u00fdchlo rozr\u00e1stol, a to najm\u00e4 v\u010faka svojej dominancii v sektore online maloobchodu, cloudov\u00fdm slu\u017eb\u00e1m (Amazon Web Services), ako aj expanzii do in\u00fdch odvetv\u00ed.<\/li>\n<li>Apple (AAPL: Apple ) m\u00e1 za sebou neuverite\u013en\u00e9 desa\u0165ro\u010die v\u010faka svojmu iPhonu, ako aj roz\u0161\u00edreniu \u010fal\u0161\u00edch produktov\u00fdch radov, ako s\u00fa nosite\u013en\u00e9 zariadenia a slu\u017eby.<\/li>\n<li>Microsoft ( MSFT ), pod veden\u00edm Satyu Nadellu ako gener\u00e1lneho riadite\u013ea, zaznamenal siln\u00fd rast podporovan\u00fd svojou platformou Azure cloud computing (ako aj jej softv\u00e9rom a slu\u017ebami v oblasti produktivity).<\/li>\n<li>Alphabet: T\u00e1to matersk\u00e1 spolo\u010dnos\u0165 sa v\u00fdrazne rozr\u00e1stla, predov\u0161etk\u00fdm v\u010faka svojej dominancii na trhu vyh\u013ead\u00e1va\u010dov a expanzii do digit\u00e1lnych sektorov.<\/li>\n<li>Tesla (TSLA). Tesla bola v poslednom desa\u0165ro\u010d\u00ed jednou z naj\u00faspe\u0161nej\u0161\u00edch spolo\u010dnost\u00ed v\u010faka svojim inov\u00e1ci\u00e1m a \u00faspechu s elektrick\u00fdmi vozidlami.<\/li>\n<\/ol>\n<p>Upozor\u0148ujeme, \u017ee minul\u00e1 v\u00fdkonnos\u0165 nenazna\u010duje bud\u00facu v\u00fdkonnos\u0165 a investovanie do jednotliv\u00fdch akci\u00ed so sebou nesie prirodzen\u00e9 rizik\u00e1. Pred ak\u00fdmko\u013evek investi\u010dn\u00fdm rozhodnut\u00edm by ste si mali urobi\u0165 d\u00f4kladn\u00fd prieskum a pochopi\u0165 z\u00e1klady spolo\u010dnosti.<\/p>\n<p>M\u00e1te r\u00f4zne mo\u017enosti v z\u00e1vislosti od toho, kde vo svete sa nach\u00e1dzate. Tu je nieko\u013eko popul\u00e1rnych platforiem.<\/p>\n<ol>\n<li>Interactive Brokers - Interactive Brokers poskytuje pr\u00edstup na medzin\u00e1rodn\u00e9 akciov\u00e9 trhy za konkuren\u010dn\u00e9 ceny.<\/li>\n<li>TD Ameritrade \u2013 TD Ameritrade, popul\u00e1rna investi\u010dn\u00e1 platforma v Spojen\u00fdch \u0161t\u00e1toch, pon\u00faka \u0161irok\u00fa \u0161k\u00e1lu mo\u017enost\u00ed vr\u00e1tane jednotliv\u00fdch akci\u00ed.<\/li>\n<li>ETRADE \u2013 ETRADE pon\u00faka pr\u00edstup k akci\u00e1m, dlhopisom a in\u00fdm investi\u010dn\u00fdm n\u00e1strojom.<\/li>\n<li>DEGIRO \u2013 DEGIRO, celoeur\u00f3pska platforma pre online makl\u00e9rske slu\u017eby, je zn\u00e1ma svojimi n\u00edzkon\u00e1kladov\u00fdmi obchodn\u00fdmi slu\u017ebami a jednoduch\u00fdm pr\u00edstupom k medzin\u00e1rodn\u00fdm burz\u00e1m.<\/li>\n<li>Hargreaves Lansdown \u2013 Hargreaves Lansdown pon\u00faka v Spojenom kr\u00e1\u013eovstve cel\u00fd rad investi\u010dn\u00fdch produktov vr\u00e1tane jednotliv\u00fdch akci\u00ed.<\/li>\n<li>Robinhood si z\u00edskal ob\u013eubu v\u010faka svojmu pou\u017e\u00edvate\u013esk\u00e9mu rozhraniu, ktor\u00e9 umo\u017e\u0148uje obchodovanie bez prov\u00edzi\u00ed. Upozor\u0148ujeme, \u017ee dostupnos\u0165 sa m\u00f4\u017ee v jednotliv\u00fdch krajin\u00e1ch l\u00ed\u0161i\u0165.<\/li>\n<\/ol>\n<p>Porovnajte funkcie, dostupnos\u0165 na trhu, poplatky a ochranu investorov, ktor\u00e9 pon\u00fakaj\u00fa r\u00f4zne platformy, aby ste si vybrali t\u00fa, ktor\u00e1 vyhovuje va\u0161im investi\u010dn\u00fdm cie\u013eom. Vykonajte d\u00f4kladn\u00fd prieskum, pre\u010d\u00edtajte si zmluvn\u00e9 podmienky jednotliv\u00fdch platforiem a pred investi\u010dn\u00fdm rozhodnut\u00edm vyh\u013eadajte finan\u010dn\u00fa radu.<\/p>\n<h2>Toto je 10 najv\u00fdkonnej\u0161\u00edch kryptomien pre rok 2023 na z\u00e1klade ich trhovej kapitaliz\u00e1cie.<\/h2>\n<ol>\n<li>Bitcoin (BTC), trhov\u00e1 hodnota 506,7 miliardy USD. Je to p\u00f4vodn\u00e1 kryptomena. Jeho cena v posledn\u00fdch rokoch prudko vzr\u00e1stla, pri\u010dom od m\u00e1ja 2016 vzr\u00e1stla o 5,124%. Bitcoin m\u00e1 v roku 2023 sk\u00f3re sentimentu 64, \u010do nazna\u010duje v\u0161eobecne pozit\u00edvny sentiment.<\/li>\n<li>Ethereum (ETH) : Trhov\u00e1 kapitaliz\u00e1cia je 209,5 miliardy USD. V\u00fdvoj\u00e1ri miluj\u00fa t\u00fato kryptomenu pre jej mnoh\u00e9 potenci\u00e1lne vyu\u017eitie, ako s\u00fa smart kontrakty alebo NFT. Jeho cena sa od apr\u00edla 2016 do konca j\u00fana 2023 zv\u00fd\u0161ila o 15,740%.<\/li>\n<li>Tether: Trhov\u00e1 kapitaliz\u00e1cia je 83,5 miliardy dol\u00e1rov. Ide o stablecoin, ktor\u00fd je kryt\u00fd fiat menou a uprednost\u0148uj\u00fa ho investori, ktor\u00ed sa ob\u00e1vaj\u00fa extr\u00e9mnej volatility in\u00fdch minc\u00ed.<\/li>\n<li>Binance Coin: Trhov\u00e1 kapitaliz\u00e1cia 37,7 miliardy dol\u00e1rov. Binance je jednou z najv\u00e4\u010d\u0161\u00edch svetov\u00fdch krypto b\u00farz. Pou\u017eite t\u00fato kryptomenu na obchodovanie a platenie poplatkov. Od uvedenia na trh sa jeho cena zv\u00fd\u0161ila o 241,902%.<\/li>\n<li>US Dollar Coin USDC: Trhov\u00e1 kapitaliz\u00e1cia 28,3 miliardy USD. Tento stablecoin je kryt\u00fd v americk\u00fdch dol\u00e1roch a jeho cie\u013eom je v\u00fdmenn\u00fd kurz 1:1 s USD.<\/li>\n<li>XRP: Trhov\u00e1 kapitaliz\u00e1cia 27,6 miliardy dol\u00e1rov. Sie\u0165 Ripple ho pou\u017e\u00edva na u\u013eah\u010denie v\u00fdmeny mien, vr\u00e1tane fiat a in\u00fdch ve\u013ek\u00fdch kryptomien. Jeho cena sa v porovnan\u00ed so za\u010diatkom roka 2017 zv\u00fd\u0161ila o 8,744%.<\/li>\n<li>Cardano: Trhov\u00e1 kapitaliz\u00e1cia 9,7 miliardy dol\u00e1rov. Cardano (ADA) je zn\u00e1my t\u00fdm, \u017ee ako prv\u00fd prijal overenie potvrdenia o vklade. Umo\u017e\u0148uje tie\u017e inteligentn\u00e9 zmluvy a \u010fal\u0161ie decentralizovan\u00e9 aplik\u00e1cie. Cena mince sa v porovnan\u00ed s rokom 2017 zv\u00fd\u0161ila o 1,295%.<\/li>\n<li>Dogecoin, DOGE: trhov\u00e1 hodnota 8,6 miliardy dol\u00e1rov. Ako vtip v roku 2013 sa Dogecoin rozr\u00e1stol na popul\u00e1rnu kryptomenu.<\/li>\n<li>TRON: Trhov\u00e1 kapitaliz\u00e1cia je 6,5 miliardy dol\u00e1rov. Cena tohto decentralizovan\u00e9ho blokov\u00e9ho re\u0165azca sa od okt\u00f3bra 2017 zv\u00fd\u0161ila o 2700%.<\/li>\n<li>Solana: trhov\u00e1 kapitaliz\u00e1cia 6,1 miliardy dol\u00e1rov. Cena kryptomeny vzr\u00e1stla o 1,886% len za jeden rok od jej spustenia, \u010do bolo v roku 2020.<\/li>\n<\/ol>","protected":false},"excerpt":{"rendered":"<p>S vremenom mo\u017eete izgraditi svoje bogatstvo ula\u017eu\u0107i 100 eura svaki mjesec. Mo\u017eete birati izme\u0111u deset razli\u010ditih na\u010dina ulaganja, svaki s kratkim obja\u0161njenjem. Fondovi kojima se trguje na burzi ili ETF-ovi investicijski su fondovi kojima se trguje na burzama. Omogu\u0107uju diversifikaciju ulaganjem u ko\u0161aricu imovine kao \u0161to su dionice, roba, obveznice ili drugi financijski instrumenti. ETF-ovi [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8838,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[80],"tags":[],"class_list":["post-9089","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vijesti"],"_links":{"self":[{"href":"https:\/\/topbrokeri.com\/sk\/wp-json\/wp\/v2\/posts\/9089","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/topbrokeri.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/topbrokeri.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/topbrokeri.com\/sk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/topbrokeri.com\/sk\/wp-json\/wp\/v2\/comments?post=9089"}],"version-history":[{"count":1,"href":"https:\/\/topbrokeri.com\/sk\/wp-json\/wp\/v2\/posts\/9089\/revisions"}],"predecessor-version":[{"id":9090,"href":"https:\/\/topbrokeri.com\/sk\/wp-json\/wp\/v2\/posts\/9089\/revisions\/9090"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/topbrokeri.com\/sk\/wp-json\/wp\/v2\/media\/8838"}],"wp:attachment":[{"href":"https:\/\/topbrokeri.com\/sk\/wp-json\/wp\/v2\/media?parent=9089"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/topbrokeri.com\/sk\/wp-json\/wp\/v2\/categories?post=9089"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/topbrokeri.com\/sk\/wp-json\/wp\/v2\/tags?post=9089"}],"curies":[{"name":"pracovn\u00fd list","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}